Jason Butler

The UK Prime Minister Rishi Sunak recently advocated people take out 30 or 35 year mortgages to make home buying more affordable in the face of higher mortgage rates. But if you follow this advice you’ll probably end up paying a very high price indeed.

With the start of a new year, you can now put the past behind you. You can start again and have a sense of hope and optimism about the future. Here are five ideas that might help you make progress with your money in the year ahead.

There is no silver bullet or magic wand to building wealth, and what works for one person might not work for another. But, I've observed several things that keep some people poor.

If you are thinking of buying a house you might need to change how you work out fair value, to avoid losing a lot of money.

Mortgage rates are rising but will you be ready?

I know many people are worried, scared, overwhelmed and fearful about their current or future financial situation. The media is full of stories of doom and disaster, much more than stories of hope, opportunity and success. Even the most cheerful optimist is doing well to avoid feeling down and discouraged about life right now.